Common E-mail Scams: You Won, Your Bank Account is Suspended, You Can Be My Heir
Did you ever get an email saying that you have won a huge amount of cash, a car, or a house and lot? Have you ever received an e-mail noting that your bank account has been suspended? What about e-mails from old men or women noting that you could inherit their huge amount of money? These e-mails are among the most common types of scam so you have to be cautious when responding to such.
When you get a Winning Notification email, do not respond unless you are sure that you have joined the giveaway or contest mentioned in the e-mail. If you frequently join tons of contests and you are no longer sure what you have joined or not, do a background check on the supposed contest you have won. Check with the company if they do have such types of contests. You should also never give confidential information which can be used for identity theft. These include your full name, birthday, home address, mobile and telephone numbers – and most especially your bank account numbers. Some scammers would ask you to send them a certain amount of cash or they may require you to open a new account and send them a check or something, before they will supposedly send your huge winning amount. Don’t do anything.
The same applies when you receive emails noting that you can inherit or transfer a huge amount of cash from some aging man or woman – who supposedly wants to spend their money on humanitarian purposes, but are hindered by their relatives. Never give your bank account or credit card details because surely you’ll become a victim of identity theft or they can use the info to gain access to your account.
When you receive notices that your bank account has been suspended, do not respond immediately via email because these emails maybe one of those fake notices which contain links to phishing websites. Clicking that link will not lead you to the site of the real bank where you have a bank account. Instead, you will just land on a site masquerading as the legitimate site and when you enter usernames, passwords, and credit card details, such details are acquired by scammers and hackers. Before you know it, your bank account has been closed and your credit card debt has reached its limit. It is best to call your bank and ask if the email is legitimate.